I am blessed to work with a great group of clients. Unfortunately, many of them have been through the process of losing a spouse. Every situation presents itself differently, and every widow or widower I speak with has dealt differently with the grieving process. This is to be expected as we are all individuals and the relationships we are losing were all built upon very different foundations. Thus, when I am asked for general advice about dealing with finances after a major loss, I usually hesitate as there is no one correct answer for everyone. But, there is one piece of advice that I have heard consistently from widows and widowers, namely, that you have time.

A while back I was quoted in US News and World Report in an article related to savings. Here is my sage advice: "Something is always better than nothing; more is always better than less," says Jamie Ebersole, a certified financial planner in Wellesley Hills, Massachusetts.

As parents, we all want to help our kids develop great saving habits. One way to do so is to help your kids save for retirement. Starting early and saving regularly is a recipe for long term success. Here are three reasons why you should consider starting a Roth IRA for your child or children.

Here is a list of books that will give you a good fundamental understanding of the stock market and stock analysis.